Random Thoughts: More or Less!

A few random, and not so random, thoughts that have been circling in my brain for the past week.  Here are a few issues worth thinking about a bit.

Microsoft’s little-screen, big-screen interactive future

Big and little screens interacting. That’s Microsoft’s vision of a collaborative future nirvana.

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A new world revealed!

20 years ago, when most of us were still dumb kids despite our relative ages, I was at a meeting with Bill Gates of Microsoft. He gave a presentation on the future of computing as he saw it. He predicted how we would interact with the things around us. He spoke of three devices; a personal interactive device, a portable interactive device and a social interactive device.  He explained how all three of these devices would deliver the same content in roughly the same manner from any point on the globe. He predicted that the underlying system would be ubiquitous and the information could come via wire, or through the air in a variety of forms.  The most interesting thing to me at the time was that we would get the data through the same underlying system.  Few today likely remember that, the internet at this time was mostly a dream unrealized, that to get information from a floppy had one type of interface and system, to get data from a hard disk another system, and from a network still another system.  Today we have hardly noticed that the view of the files, and the method to get the information is largely the same.  Many in the room at the San Francisco Airport Marriott Hotel, were skeptical to say the least and some in proximity to me and my business partner Ken Waters, were actually chuckling.

This article from CNET, by Brooke Crothers, shows Bill’s progress in making those predictions a reality. I had the good fortune to be there and to hear this presentation. It is gratifying to see his efforts have stayed true to his vision and that we are at the door step of this next step in our technological evolution. Perhaps it is my age and perhaps it is just my perspective but watching the migration of technology, and Windows, over much of the past 30 plus years, I guess I have gained a perspective that some others seem to lack.  For me I am grateful for it, because I see a grand design playing out and despite the complaints, arguments and plain biased attacks, I see a company marching forward to a real and distinct value-based proposition not the singular marketing prowess of some of their competitors.

Many modern pundits have decried, Windows 8’s changes for many ridiculous and superfluous reasons. Oh no it doesn’t have a start button! Oh my, it is designed for touch and won’t work with a mouse, Oh its… (fill in your own blanks) While I do not know if their motivations are due to other alliances or just to their youth and lack of historical context. Perhaps there is a bit of both. But for me Windows 8 is the beginning of the final step of delivering Bill’s vision. I, for one, am really glad to see it, and hope I live long enough to discover the benefits of its ubiquity.

Save the Nincompoops!

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Have we finally arrived at the point where the idiotic spending and regulation of everything under the sun, real or contrived, has finally seen a stopping point? In the above article by Chris Stirewalt, whether you love him or hate him his point of view is shared by a significant portion of the country (about ½ give or take a few at any point in time)

I guess we can watch this story play out. Or perhaps we can help move the ball securely down this road. People say the pendulum swings both ways over time and perhaps we are at the beginning of the meridian of this arc. The inertia driving the swing is in this nations hands. It is in the hands of the people. While the country is marginally divided, as the miniscule effect of these cuts are realized, barring any grand-stand plays from the administration to focus the cuts on the worst possible things, perhaps we will find the national courage to continue to pare away the recently expanded role of the federal government and return responsibility to the individual. The Constitution says we have the right to do things, not, the guarantee someone will do them for us, nor does it say we have the obligation to do most of them(the obligation to spend money for the good of the economy, is the one coming frequently to mind for me these days). I see the release of large amounts of illegal immigrants into the streets blamed on sequestration cuts as little more than a tragic play to convince America how bad and cutting is — which reminds me of Castro emptying the Cuban prisons and boating the inmates to Florida as political refugees. Yet, in reality it shows to me that we should have spent more on securing our border and defense in the first place, and less on guaranteeing free stuff to anyone who happens to sleep within our borders.

Giving away everything to everybody just for being born, simply attracts more people to come here illegally to get the free stuff, and to take the jobs that we won’t do because we don’t have to do them because of the same free stuff. And the cost of the free stuff, not tied to individual output, creativity and diligence, puts our nation at an uncompetitive advantage to other nations where people work for basic survival. When a person in some other place will work for just $1.00 per day and can make 30 hand-painted coffee cups in a day, they cost about 3.3 cents a cup and we can buy them after shipping and sales and distribution costs for about 50 cents each. Yet in America where the average full cost per hour for most jobs, fully loaded with vacation, benefits, healthcare, taxes, and subsidies, comes in at $80.00 per hour the cost is quite different.

Assuming through automation the same worker can produce 300 “hand painted” cups per day, the cost to make them is $2.13 per cup and when you bring this through the supply chain to the retail store, we will pay about $11.95 per cup. To be at the same price as those who do not get our free stuff and all the benefits, the America worker has to make over 850 “hand-painted” cups each day. It was “technology” and automation that we felt gave us the opportunity to make more profit and eventually afford more free stuff and entitlements. But we were wrong as to the lasting effects of our advantages, wrong as to the extent of the actual cause of our prosperity, and wrong to continue to believe our own hype when solid evidence was contradictory.

“Time to cut costs in America, if we ever expect to regain our economy.”

The New Obamacare Insurance Is Looking More Like Medicaid

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One of the biggest Issues I have with the ACA, Obamacare, is that it did nothing to fundamentally alter the bad self-predatory system that is one of the root causes of the issues we have in Healthcare today. This article, by Scott Gottlieb in Forbes Magazine, highlights why I feel this way. One of the effects of the law is for Hospitals to accept lower payments with the plan to carve the money back from other providers in the chain. This is the same cost shifting that has driven some hospitals to the brink of bankruptcy and also eliminated viability for a number of practicing physicians businesses. This is a very good read and something we all need to understand. These kinds of practice modifiers will either increase costs to consumers somewhere else in the chain or restrict services and choice.

What Happens When the Fed Really Does Run Out of Ammunition?

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The above article in Time Magazine by Michael Sivy leads me to wonder how did we move from a nation of personal responsibility that saved our way out of war debt, to grow a robust economy and lead the world, to one that relies on money created out of thin air injected into the economy with the mantra to the middle class that they should borrow and spend more to “Stimulate the Economy.”

In speaking of these new bonds Bernanke says, “We can retire them (bonds we created and purchased with money created out of thin air) without selling them” What he is saying is, Yes we created the bonds, sold them mostly to our Federal Reserve Banks with money they printed just to buy them and then instead of retiring these bonds in to market my printing money out of thin air to pay the banks for the bonds we could just print the money and retire the bonds ourselves. Either way this is nothing but a vehicle to create more money not driven by productive value.

Someone famous once said!

“Beware the money changers!”

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About Thomas W. Loker

Meet the Author - Thomas Loker is a Startup Consultant and Advisor at SYDK.ORG, Angel Investor, Mentor and Advisor at Keiretsu Forum & Venture-Med and an established operations guy with serial successes with startups, transitional companies and turnaround situations. He has had a long career serving in the fields of science, technology and healthcare related industries. He is an active board member in both for-profit and not-for-profit companies. Tom has written numerous articles in the areas of healthcare, technology, politics and the economy. He is currently the principal author of Health Reform 2.0: Beyond partisan divide lies pragmatic solutions – a whitepaper focused on moving beyond the partisan rhetoric of the ACA (Obamacare) to a simple, efficient, effective, accessible and affordable healthcare system. He maintains a passion for serving the underserved and has founded, supported and worked in various companies to serve the most fragile among us. Because of his expertise on the business of healthcare, he was invited to conduct multiple congressional briefings on healthcare reform in Congress, meeting with more than 100 congressional representatives. He has been a guest on HuffPost Live to talk about health care issues, and is a frequent keynote speaker on the topic for many groups and events. Prior to his latest book, The History and Evolution of Healthcare in America: The untold backstory of where we've been, where we are, and why healthcare needs more reform, Tom published “Delusional Ravings of a Lunatic Mind”—a collection of essays on healthcare, politics and their interaction with the economy, available at Amazon, Barnes and Nobles, and other bookstores. Tom's passion for Music is currently expressed by his role as VP Operations and General Manager of David Victor Presents. See www,davidvictorpresents.com to find out more. You can find Tom online at: Website: http://www.loker.com Blog: https://tloker.wordpress.com LinkedIn: http://www.linkedin.com/in/thomaswloker Photography: http://www.loker.net

2 thoughts on “Random Thoughts: More or Less!

  1. Reblogged this on go2nwblog and commented:
    My question is why is Obama”s family and congress EXEMPT from his new health law? If it”s “good for America” why isn”t it good for his family?

    • While I am not 100% certain. I believe that as Commander in Chief of the military, the President and his family are probably covered under the Tricare system which is the coverage that is provided to our military.

      I only say this at the moment because when the president gets treatment and needs hospitalization he is covered typically at the Bethesda Naval Hospital, which is a military hospital.

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