Half Full or Half Empty: Another Happy New Year!

It is often said, “A picture is worth a thousand words!” Perhaps, unlike no other time of the year this is best considered at the birth of another new year! We seem to go on each year, new resolutions in hand, gradually returning to our prior ways. Sometimes we may keep one of our new hard-one habits for a bit longer than normal, but for the most part we revert to who we were before—continuing to creep along at our own petty pace from day to day, with our sound and fury intact signifying nothing. Still, it is good to wonder and consider. It is, in retrospect, likely something we should all do more often than we do. At a minimum, maybe we should complete this one simple exercise each year whether we need to or not. Whether we are people who routinely see the glass half full, or half empty—in the end we will find gratification.

With this in mind I offer the following video. I hope it helps you in your own consideration find a ponderous start to your new year!.

From those of us at the Health Care: Crisis in America blog and www.loker.com

Happy New Year to you and yours and thank you for being a loyal reader in 2013 and for your consistent referrals to others to help in their considerations. You have helped this blog and twitter find more than 9,000 regular readers!

Value Based Insurance: it sounds so – “valuable”

Value based insurance, sounds so - valuable!

Value based insurance, sounds so – valuable!

Value Base Insurance Coverage, it sounds so — valuable. But is it really valuable? Is Value Based Insurance Coverage (VBIC) what you really want — what you may need? Well, perhaps, that simply remains to be seen. As we move through the implementation of the Affordable Care Act, ObamaCare, VBIC will become the next big thing we need to pay close attention to. You can be sure that soon this item will be getting quite a bit of ink as the potential ramifications become apparent.

Like so many things in life, the reality of this “value” based system may be fraught with unintended consequences for the individual and massive values and benefits for Continue reading

The ACA Exchange Poster Child – Covered California: Works for some, not for others

CoveredCaCalifornia, has long had the reputation as being one of the most progressive, or liberal, states in the nation. Often in a neck and neck battle with New York over who gives more free-stuff to its people at any given time, California long ago adopted the philosophy that what is good for some should also be good for all. The concept of income redistribution though higher taxes is not a new one for California residents.  Yet this state, nicknamed “the Golden State,” and home to Hollywood, Biotech, Oil and Silicon Valley fortunes often confounds because there are also strong anti-tax forces that from time to time rise up and limits California’s spending power through measures like Proposition 13. Continue reading