Internet Scams: Thank God for the internet!

You just gotta love the people who sit around and think these things up! Over the past two days, I received two e-mails, the first (copied as sent below as Letter 1), was a very official looking letter from Mr. Edward Meyers who was polite enough to inform me that no less than the Government Accountability Office (GAO) of United States Government and also the International Monetary Fund (IMF) had instructed he, Mr. Edward Meyers, working on their behalf, to immediately within 72 banking hours – wow this must have been very important – to transfer to me the sum of US$45 Million. Nice!

—————————————————————————————————————

LETTER 1

From The Desk Of Mr Edward Meyers
Phone: +1 530 540 5419
Dear valued Customer,

My Name is Mr Edward Meyers, A citizen of the United States,52 years Old. I reside in Hobbs, New Mexico,My residential address is as follows;1320 Linam Street, Hobbs, NM 88242, USA,i work in the remittance department with Bank Of America in collaboration with Gulf General Investment here in New Mexico, United States Of America.

Am contacting you concerning your overdue payment of US$45 Million which have been endorsed for onward transfer to your destination depending on your choice to receive your full payment,you have the legal rite to indicate by return email, the preferable method to receive your payment within 72 Banking hours.

Bank Of America will be willing to receive your full  contact details in your next email,so as to furnish you with the necessary steps to deliver your funds within 72 Banking hours.

Considering the latest payment instruction we received few days ago from THE UNITED STATES GOVERNMENT ACCOUNTABILITY OFFICE(GAO) AND ALSO FROM INTERNATIONAL MONETARY FUND(IMF),You will not be required to pay for any money transfer charges until your funds are delivered to your bank account,but you must present valid and verifiable details of your payment to my office prior to the final release of your payment so as to indicate and assure that you are the rightful beneficiary to the funds in our custody.

Do not hesitate to call me on  my contact phone numbers given below for more details or send an email.

I will be expecting to hear from you urgently

Sincerely yours,

Mr Edward Meyers
For Bank Of America,
NM, USA.
Direct phone: +1 530 540 5419

(I have highlighted the errors in the letters in red)

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Of course I thought, finally, the government is going to reimburse me my share of the profits from the car companies for those bail out loans Continue reading

To David Brooks: Its not just leaders its their point of origin

The Leadership Revival By David Brooks Article

The Leadership Revival
By David Brooks Article (click to read the original article)

I like David Brooks! He is one of the pre-eminent writers in this era and along with Charles Krauthammer one I try to read on a regular basis. Always thoughtful and cogent, his observations typically are well worth reading, educational and stimulating. Continue reading

Value Based Insurance: it sounds so – “valuable”

Value based insurance, sounds so - valuable!

Value based insurance, sounds so – valuable!

Value Base Insurance Coverage, it sounds so — valuable. But is it really valuable? Is Value Based Insurance Coverage (VBIC) what you really want — what you may need? Well, perhaps, that simply remains to be seen. As we move through the implementation of the Affordable Care Act, ObamaCare, VBIC will become the next big thing we need to pay close attention to. You can be sure that soon this item will be getting quite a bit of ink as the potential ramifications become apparent.

Like so many things in life, the reality of this “value” based system may be fraught with unintended consequences for the individual and massive values and benefits for Continue reading

Obamacare Insurance Cancellation: Welcome to the #ObamaNation

Welcome to the ObamaNation where we know better than you!

Welcome to the ObamaNation where we know better than you!

The cancellation letters people are now receiving for their earlier choice based plans– you know the ones that President Obama said they could keep, PERIOD–out of courtesy and perfect declaration should open with this line,

“Welcome to the #ObamaNation where we know better than you!”

Those of us who have warned of these effects under the law, and a number of other predictable negative outcomes that are only beginning to show up, have been called fear mongers, and haters. The shouted counter argument becomes a diatribe of how this law is going to be so great. How it will provide insurance for so much less cost. How it will lower the cost to the nation and the individuals. How you will get whatever you want and have to pay almost nothing for it! Continue reading

ObamaCare becomes DemoCare: Demolishes Middle Class!

DemoCare demolishes  America's Middle Class

DemoCare demolishes America’s Middle Class

The Affordable Care Act is often called ObamaCare but I think from now on it should be called “DemoCare” because it’s going to demolish care in America and along with that demolish America’s Middle Class.

There are quite a lot of things about the way this law works that make it undesirable.  Mostly, the causes are not in the debate that we hear so much about nor are they in the parade of facts that we are about to be inundated with over the next 90 days from those selling the benefits or arguing against them.  Like most debates the truth in the rhetoric is somewhere between the extremes. Continue reading

Orange Countey Register says, “Women’s deaths from painkillers ‘an epidemic'”: But, its nothing new!

Screenshot (4)To read the original article click here!

The rising rate of addiction for women in America seems at first blush a historically startling event. But its not! America has had a long, long history of dancing with the devils of hard drug addictions.

While the article calls these rates historically the highest, they factually are not. In the late 1800s and early 1900s, the addiction rate to cocaine, Continue reading

President Trumpets Obamacare Rebates as Deadline Approaches: Beware of Greeks Bearing Gifts!

President Trumpets Obamacare Rebates as Deadline Approaches - Time Swampland

President Trumpets Obamacare Rebates as Deadline Approaches – Time Swampland

Nought from the Greeks towards me hath sped well. So now I find that ancient proverb true, Foes’ gifts are no gifts: profit bring they none.” So observed the great philosopher and teacher Sophocles about 430 BCE.  Today we loosely translate this as, “Beware of Greeks bearing gifts!

No quote could be more apropos in regard to the supposed $500 million in insurance rebates being sent to 8 million Americans under #Obamacare. Like most ponzi schemes, at first blush this appears to be a great deal for America and Americans. Continue reading

States make ‘disturbing cuts’ to unemployment benefits: Ya’ll want it fixed? Just ask a redneck!

Unemployment BenefitsAn interesting article caught my attention this morning titled, States make ‘disturbing cuts’ to unemployment benefits, authored by Jake Grovum, Pew/Stateline Staff Writer. You can read the article by clicking the link of the photo above from the article.

The irony of this article, is that the continued stretching of unemployment benefits have, in the words on some economists, perpetuated unemployment. How can this be? people ask!

On the one hand, some people (how many I do not know — likely not the majority) just do not really seek work once they get on unemployment Continue reading

Tax Code Driving ObamaCare Implementation: California’s ACA Odyssey Preview

Click to access the Original Article by John Gonzales

John M. Gonzales reporting for the California Healthcare Foundation Center for Health Reporting wrote a must read article called, How the U.S. tax code will drive Obamacare implementation, starting April 15. I strongly suggest all read it.

The negative effects of Obamacare on costs and care were immediate, and the ongoing negative effects are just starting to be disclosed and to build. Yesterday, I participated at a Health Care Summit put on by Continue reading

Could the Public Confiscation of Private Funds in Cyprus happen in the U.S.: Ask Ellen Brown!

Great Article in TruthDig by Ellen Brown

Great Article in TruthDig by Ellen Brown

When my good friend Ellen Brown speaks I listen!  You should also.  I do not often reference others works as it is so easy to rely on the efforts of others to build a blog.  I believe that one should do their own thinking and work.  But sometimes, there are articles, like this one by Ellen, that say it all so well and elegantly, that Continue reading

Columbia, the Gem of the Ocean?

Introductory Note:

First let me apologize for the personal tone of this article. I typically try to focus on issues and solutions and not on my own personal reflections. This past week, among other things, I have been working with a group of parents from the school where our 8th grade children are about to graduate. We are working to create a video that captures the 8th grade class’ experience from kindergarten to graduation. In essence, to marvel at the growth and maturation of these modern examples of humans as they move from cute cuddly yet blissfully ignorant small animals, into wonderful, intelligent motivated, caring examples of the best of humanity. And, to wonder at this progression as it prepares them for the next steps of their own lives and time Continue reading

Charles Blahous Channels Wilbur Mills: Warns states to not expand MediCaid!

Charles Blahous, Medicaid Trustee warns state to NOT expand MedicAid

Charles Blahous, Medicaid Trustee warns state to NOT expand Medicaid (image by Charles Blahous)

In an excellent article, Charles Blahous, one of Medicare’s Trustees, warns states of the dangers of the expansion of Medicaid.  He makes many of the same arguments that I have been making for quite a while, his warning, as a Medicare Trustee, may finally cut through the background noise and get some people to actually pay attention.  You can read the full Report by Mr. Blahous here: http://mercatus.org/sites/default/files/Blahous_MedicaidExpansion_v1.pdf

Mr. Blahous reminds me of Wilbur Mills who Continue reading

Steve Brills Article, “Why Medical Bills are Killing Us:” is a lesson of right and wrong at the same time!

Steve Brill's Time Cover Story (Click to read)

Steve Brill’s Time Cover Story (Click to read)

Time Magazine contributor Steven Brill has created a bit of a sensation due to his recent, February 20, 2013, article and Time Magazine cover story entitled, Bitter Pill: Why Medical Bills Are Killing Us: http://healthland.time.com/2013/02/20/bitter-pill-why-medical-bills-are-killing-us/#ixzz2LkTuy5lv.  Mr. Brill caused controversy both due to the length of the article, 26,000 words, and his revelations about the high prices and seemingly arbitrary pricing methods in our so called healthcare system.  His article has prompted a number of other reporters to pick up the themes and provide both points Continue reading

The President’s Plan and the Story of Sam!

Uncle Sam's Pickle

Uncle Sam’s Pickle

The President’s Plan

In the State of the Union speech last evening, the president said many things.  He offered a real plethora, yes a plethora, of programs, benefits, stimulus, taxes, and other things that he believes will improve the lot of Americans–at least some Americans. Many were struck thoughout his speech by the breadth and depth of the things the president wants to spend money on.  He offered programs for immigrants, college students, environmentalists, women, minorities, the elderly, the sick, the middle class, teachers, the unions, the poor, the underserved, the military and just about every Continue reading

The problem with “The Chart”

This morning as I did my news walk, I came across this article talking about the most important chart in American politics.  And as you can imagine it caught my eye. I find charts and graphs to be either extremely informative or extremely deceptive. Seldom is there a middle-ground.  Often the deceptive charts are constructed specifically for that purpose. It is seldom a surprise to find such charts in an article about politics.

This chart was one of the exceptions that prove the rule.  But not in the way you might imagine.  “The Chart” is deceptive, but I do not believe it is purposeful in its deceit.  Why not, you may ask?  Because the story it is trying to communicate would be stronger if the authors actually new the truth behind the problem.  But, like so much today, the surface suffices to make an argument.  The other details make the argument more difficult to communicate as the story can get Continue reading

On Football, Smoking, Soda and Obamacare: There is a spending problem!

Yes Football is a violent sport!

Yes Football is a violent sport!

After reading a recent spate of articles on how the president should, could or would ban or regulate football, I started to wonder what my father or grandfather might say? Then I wondered, how we got to this place where things that others choose to do to themselves is now our responsibility to monitor, manage, restrict and pay for?

50 years ago if we  spoke to our parents about the federal government making laws regulating football, or restricting peoples access to cigarettes and punitively taxing soda, they would think we had lost our minds.  Cleary, Continue reading

A Republic: If we can Keep it!

Constitutional Republic

Constitutional Republic

Unfortunately for all of us, we are now faced with a huge crisis. The crisis is viewed differently on either side. Yet, it is a crisis all the same. On the one side, the crisis is seen as the final crusade to be able to assure that everyone in the U.S. is mandated as equal. Not equal in opportunity but equal in outcome. The key to this ideal, is the completion of a federalist agenda and the expansion of federal power to supplant most states control.  The opponents to this desire have painted the promoters as wanting to create a socialist or fascist state eliminate all personal holdings and remove profit from any equation creating methods to redistribute wealth to the poor and eliminate any that have been able to accumulate more than another. Much of the Continue reading

More Challenges to the ACA (Obamacare)

No Taxation Without Representation!

No Taxation Without Representation!

From Boston Massachusetts

By now, we all know that the Supreme Court upheld the insurance mandate of the Affordable Care Act (ACA) also known as Obamacare.  To recap, 26 states brought action to have the mandate, declared as an unconstitutional expansion of federal power under the commerce clause, the necessary and proper clause, and as a minor point its taxing authority.  The Supreme Court agreed with the states and found the mandate unconstitutional under the commerce clause, and the necessary and proper clause. However, in what many felt was a stunning decision by Justice Roberts­—and judicial over reach, the court upheld the mandate as a Continue reading

Eye of the Beholder: Me and my Arrow!

Eye of the Beholder

Eye of the Beholder

It was Lew Wallace (1827-1905) who said, “Beauty is altogether in the eye of the beholder.”

Since I began getting involved in Washington, DC with the debate over healthcare reform a number of years ago, I have wondered more and more about how we have arrived at such a place that every issue, every decision, every need is met with such partisan, fractional, divisive and inflammatory rhetoric. Today it seems that there are no discussions on any issue that doesn’t revert to, “they said this, and what they really mean, is that.”  Or, you can hear a statement from one side or the other to the effect that, “It’s clear that their agenda is to do X, Y or Z to harm us.” Any, and all, of these statements amount to “doodly squat” as Granny Hawkins would say! – a prize to anyone who knows this reference — without using the internet!

Spin is not a new concept

Nothing related to any issue facing our national interest today is devoid of some spin to gain advantage on some other tangential issue–related or not.  Not to pick on any one side, or the other, but how often do we now hear the phrase, unfortunately most recently attributed to Rahm Emmanuel, “never let a serious crisis go to waste.”  Or to be fair, the statement by Senator McConnell that the prime goal of republicans is to defeat the president. If you think Mr. Emmanuel or Mr. McConnell are the first to utter these kinds of ideas, that they meant them completely literally, or that it is not a practice by each side of the political aisle, I have a bridge in Brooklyn I am willing to sell you; if you can convince me you deserve it!

If you think hyper-partisanship and gridlock are new I again encourage readers to go to Google Books and look up some of the old papers from the late 1800s and early 1900s and read what was going on then. There are surprising similarities.

Agenda based legislation now the norm

During the drive for healthcare reform there were a series of changes to the goals of the legislation that occurred as the process spread to one committee after another.  Senator Kennedy began the current process of healthcare reform in the wake of the disastrous attempt during the Clinton administration.  The bill that he authored just prior to his death was the result of his long-term attempt to find some legislation that would be acceptable to people on both sides and improve the healthcare system.  The HELP bill, while clearly not likely to have conservatives jump up and proclaim it a triumph of modern legislation, was still a bill that he clearly had worked hard on to find areas of support from his political opponents and an honest attempt  to find methods to improve the healthcare system. Continue reading

Fiscal Cliff: Does Familiarity breed contempt?

mw_1011_FISCAL_CLIFF_620x350

Maybe its best if we just jump!

About four years ago, I was working as an executive in a company where it became clear just such cuts needed to be made.  I counseled one of the many division presidents who reported to me that the horrible outcomes they were predicting would not happen, and as distasteful and unpleasant as the process was, in the end, her division would be much improved, her employee’s futures more secure, and the morale in her division would also improve.  Needless to say, the president, and likely many of her colleagues—although no others would openly tell me their feelings— did not share this view!  She shared this view willingly, passionately, with me on numerous Continue reading

The Pit and the Pendulum: Party politics today!

Constitutional Republic, Can we keep it?

Constitutional Republic: Can we keep it?

As the energy, of hate and discontent, from the election subsides and the act of actual governance once again begins to be considered the job of politicians, we are now hearing calls from the left, the right and the middle about all the things that are wrong with our political system.

Should the two party system be changed? Should there be a constitutional congress to amend our fundamental political system in order to better reflect our modern societal needs and wants? Should we make more fundamental changes and move from the constitutional republic constructed by the founding fathers to a simple democracy? (elimination of the electoral college is one such idea) Continue reading

Do We Really Value the Truth? Preparing for November 6th

How much do we truly value the truth?  Sure we talk about it, we complain about it when we don’t get it, we have even gone to war over the ideal of it, and destroyed relationships over the lack of it, but do we really value the truth? Or, like some much of our lives, is it just a false value, a mythical thing, a posit that while we are willing to use the lack of it to our own advantage, we never expect to actually apply it to ourselves.

How often have you been told, or professed to others, that you would not have gotten in trouble if you had just told the truth.  Children hear this invective from their parents all Continue reading

QE3 will crush the middle class: What appears as good news may not be after all

Quantitative Easing Crushes the Middle Class

The recent action by the fed caps a series of bad decisions that have had a demonstrably devastating effect on the middle-class in America.  An Article by Martin Crutsinger of the Associate Press, appearing in U.S. News Weekly screams, “Fed unveils bold, open-ended steps to aid economy.” Another paper that reprinted this article’s sub-head says, ” Move to buy $40 billion a month in mortgage bonds hopes to spur home buying, consumer spending.  While for many, this will look like it is a fantastic decision—the Federal Reserve is stepping up to once again to help “stimulate” the economy—the key question, that no one is asking, is will this actually help?  The answer to the question, unfortunately, depends on who is asking the question.  From the Government’s perspective, this is necessary. From the bank’s perspective Continue reading

Debunking The Clinton Budget Surplus Myth

By now most Americans have heard that our national economy is in deep trouble.  With increasing frequency, articles are appearing discussing the steadily accumulating massive debt, the looming insolvency of Social Security, Medicare and Medicaid, the inability of our congressional leaders to rein in spending, an increase in pending bankruptcies of many municipalities and perhaps soon some states, and the overall impact of this crisis on our own personal finance and lifestyle.  Yet for most of us, it seems completely abstract—more like a dream. Many simply ignore the facts, believing it will just go away.  After all, we have Continue reading

President Obama describes his role for the middle class

On July 24, 2012, the San Jose Mercury News ran an article by Josh Richman and Matthew Artz, “Obama’s campaign hits Oakland. “Obama campaign hits Oakland.”

The article covers the typical campaign rhetoric. It has its requisite Romney and republican bashing, has the required promises that he will give us all everything we want if we just give him one more chance, how everything would be better already if it was not for those other guys, and of course it was all wrapped up with a large dose of scare tactics to convince those present in Oakland that the bogymen conservatives were about to take away their babies, Continue reading

The Truth About Medicare/Medicaid and Social Security: Ok What Do We Do Now?

President Roosevelt signs the Social Security Act of 1935

“We can never insure one hundred percent of the population against one hundred percent of the hazards and vicissitudes of life, but we have tried to frame a law which gives some measure of protection to the average citizen and his family against the loss of a job and against poverty-ridden old age.”

President Franklin Delano Roosevelt said as he signed the Social Security Act into law August 14, 1935.

“Care for the sick. Serenity for the fearful”

were the words Lyndon Johnson expressed some thirty years later Continue reading

The Supreme Court Decision: It hurts to be wrong-but it hurts more to be right and still wrong!

Now that we have all heard the decision by the Supreme Court on the Patient Protection and Affordable Care Act (Obamacare), perhaps it is time for some reflection.  I know as I read the decision Thursday morning, while I was waiting in the queue preparing for a radio interview on the issue, I felt both vindicated in my initial analysis, but also left wanting and inadequate for not seeing the sideways tax justification for its declared constitutionality.

First a recap

There were four questions heard by the Supreme Court in this case. Continue reading

Obamacare Supreme Court Ruling Likely Tomorrow: What will it mean to me?

If the discussion around water-coolers across the nation, or if the intensity of the discussion I have been having at meetings, discussions, or speeches I have given lately is any indication; then regardless of the decision from the Supreme Court tomorrow on the Affordable Care Act, or Obamacare if you prefer, the nation will once again find itself in a vitriolic and unnecessary national argument.

If you want to find out about the background of the core issue, you can read my Health Care Mandate and the Commerce Clause Articles or you can read, Supreme Court to hear arguments on Obamacare: An enigma, based on a canard, wrapped in a conundrum and read how the decisions could come down.

Regardless of the decision, it is clear that we will again have a major upheaval over any decision.  Passions are still running extremely high, and everyone seems to think this is the “be all and end all” of our future life, liberty and pursuit of happiness.  And all of us are wrong!

The decision, regardless of how it comes down, will neither further harm our healthcare system, nor will it improve our healthcare system because we just do not have a system in the first place.  What we have is clearly not a system.  In my recent book, The History and Evolution of Healthcare in America: The untold backstory of where we’ve been, where we are, and why healthcare needs more reform!, available at Barnes and Noble and  Amazon, and other fine bookstores, I discuss how we got to what we have today, how the practice of healthcare has evolved over the years – sometimes not for the benefit of patients – how we arrived at the point where what we believe and expect from healthcare is more mythical than reality, and some ideas on what we need to do to make available both choice and effective care for all.  It is a result of our collective mythical vision of healthcare and inaccurate focus on the symptoms, not the problems of our healthcare system, in the current bill, that we find ourselves with a collective national angst that will in the end just yield political discord not fix the fundamental problems.

As I write this, I am listening to the debate on the Eric Holder contempt of congress issue, also pending determination tomorrow.  Again we are in the middle of a huge national division and if one is cynical enough, we may come to the conclusion that this is all part of some diabolical plan. Since we have come to the place where instead of citizen politicians, we now have a professional political class whose job is to sell us free stuff and fulfill our wants, more than our needs, in exchange for our votes, and thereby significant power and riches; perhaps this is why we seem to have become a nation of thirds who argue everything, and find our leaders unable, or more likely unwilling, to fix the problems.

We are now composed of about 1/3 hard left progressive, 1/3 hard right conservative, and about 1/3 of the nation seem caught in the middle.  You should wonder, what would politicians have to get reelected on if they stop giving us free stuff; and how, on earth, would they get us to give them money so they can afford campaigns, if we are not mostly extremely irritated over something?  I am starting to think it is not our integrity and character that gets us engaged in critical issues anymore, but more likely it is just our passions.

There are some who declare that “Fast and Furious,” was a planned effort to create a national outrage in order to continue to clamp down on gun rights and perhaps severely restrict the second amendment.  Some label this actual fact, and some call this nothing more than wild conspiracy theory.  We all participate in this to some extent because we now habitually believe there can only be one extreme or another, not some logical blend in the middle.  The problem for those of us who are not trying to find conspiracy at every corner, is that we are at a nexus of a number of events created by the actions of the current and prior administrations that all seem to have at least some conspiracy elements in the actions.

In addition to “Fast and Furious,” you have the the actions and events over immigration reform, and the President’s recent unilateral action to implement some form of a dream act. You have the Supreme Court’s ruling on the Arizona Law and the administrations action to shut down the rulings effect by suspending the cooperation between ICE and Arizona’s police departments, and if you look back at the Affordable Care Act debate in congress. You have on the record, statements from people like Barney Frank and Charlie Rangle, and some others, who stated that the health care bill would be the path to a National Single Payer Healthcare system.  While you can look at each item discretely, and argue there is no Machiavellian agenda, when you look across the entire spectrum one needs to wonder if there is some agenda at work after all. And of course, the answer becomes; Yes –  there is an agenda.

Of course there is an agenda, and hopefully it is because those pursuing it truly believe what they are doing is right for America and Americans.  But being right for America and right for Americans may not always yield the same decision.  If may seem right for Americans to have congress conflate the promise given by the Constitution to all for Life, Liberty and the Pursuit of Happiness into an extrapolated promise of free heath care for everybody paid for by the government.  Conversely, at the same time it may not be right economically for the viability of America, to assume what historically was a personal responsibility if the assumption of these costs would bankrupt the nation.  Both decisions, in the narrow view, are good and reasonable decisions.

One path to a decision, has the benefit of giving something to political constituents that will help endear politicians to their electorate and gain reelection.  The other, could change the last fifty years of building the expectation that it is the government, not the individual, that needs to be responsibility for their own heath.  Regardless, this is just not a good situation for any of us, and it is partly why the bill that passed to become the law that is Obamacare is not really liked by either side or the middle.

While the 1964 extension of Social Security Act to include Medicare and Medicaid, was sold as a safety net, the reason for the passage was political gain, clearly on display if you listen to the Johnson tapes available today on-line.  And, subsequent to passage, regardless of whether or not there really was a Machiavellian plan, we have continued to want, and/or allow, Congress to convert the “safety net” into a national entitlement.  The end point is the same.

This is the reason that as we await the decision from the Supreme Court tomorrow, I do not think it will matter one iota in actually addressing the problems that we need to solve or developing a real system to make available both choice and effective healthcare for everyone.

Socialism again triumphs in France and Greece: Is America next?

Socialism trumps austerity in Greece, and France, is America next?

“Socialist Francois Hollande elected in France”

So, in both France and Greece, voters rejected the backers of austerity measures—Surprise, Surprise! This is no doubt the thought that most Americans had as they saw this headline in their morning paper.  For some the next question may be, “Is America going to be next?”

The two headed snake

America faces two major problems that could lead us to a French or Grecian style disaster. One is that we have the same problem in our economy; albeit we have been able to forestall, some say cover up, the problem since 1972. The second issue is we are deviating from the basic premises and rules our founding fathers established to preserve the American Republic and our engine of prosperity—capitalism.

Economic Collapse

America is very likely already at risk.  Our economic issues, the rapid unaccountable increase in currency since 1972, have caused a significant “hidden” inflation.  We have been able to avoid dealing with the fiscal realities because once we were off the gold standard and as a result of being the world’s benchmark currency most countries have had a vested interest in not calling us on the carpet.  While we have increased the amount of money in circulation from $500 Billion in 1972 to over $16 Trillion today, by most accounts an increase of over thirty-five times, no one believes that we have at the same time really increased the tangible net worth of the U.S. economy thirty-five times. Even accounting for the gains driven by technology, most would project only a $5 – 7 trillion economy at this point.

Constitutional Erosion

We were formed as a constitutional republic, specifically not as a democracy.  While early in General Washington’s first term as President of the new republic, a schism opened between John Adams, Alexander Hamilton, and other “Federalists” who believed in a strong central government structure vs. Thomas Jefferson, James Madison, and other “Democrats” who believed strongly in resting much of the power in the hands of the states; none of these protagonists were advocates for a change in the U.S. Constitution to that of a democracy.  All of the founding fathers knew that democracies simply did not survive.  They realized that while the idea of democratic principles had a place in government to preserve the voices of, and provide protection for, the people; only a republic, backed by a constitution could provide the pragmatic offset to self-serving rules benefiting the masses at the long term expense of the republic itself.  They knew from history that democracies had a way of falling into revolution on the one hand and anarchy, socialism, or communism on the other.

While it can be said that the U.S. Constitution has served us well and that the strength of the republic carried us though many international crises since our founding, it has not protected us against ourselves and our own instincts to seek an easier road to survival or a weakening of our requirements for personal responsibility.  Beginning in the early 1900’s the so called progressive movement attempted to re-frame our nation as a democracy.  Slowly, our own view of our role as Americans has shifted from what we can do for our country, to what we expect to have our country provide for us.  This shift became so dramatically clear after World War II, that on January 20th, 1961, then President John, F. Kennedy in his inaugural speech felt it necessary to try to remind America’s youth that there was a higher ideal they should aspire to. He said clearly, to all Americans, “And so, my fellow Americans: ask not what your country can do for you— ask what you can do for your country.”

Many scholars now believe that there has been a steady erosion of the constitutional basis for our republic as a result of many historical actions to affect short term problems.  Conspiracy theorists believe there has been a conscious effort to change us from a republic to a democracy by those in the Democratic Party.   Conspiracy theories are hard to fathom because it would need to attribute way more intellect and forethought to human beings that experience and evidence suggests.  History simply shows us that a series of decisions and events, each made for short term pragmatic reasons, have culminated in an ever increasing loss of core values.  You see core values are hard, they require sacrifice, they require risk, they require adherence to principals larger than us. It is by their very difficult nature that we define these values as part of one’s character, and it is this reason that we innately want to find ways to rationalize away these very responsibilities.

For about 100 years, we have been rationalizing away these values.  We have softened our education system and stopped teaching the detail of what it means to be a republic or an American.  Ask any American, under the age of sixty, what form of government we have and more often than not you will hear that we are a democracy.  If you press the point and ask what being a democracy means, they will say that the majority is supposed to rule. Interesting is it not that an ideal that brought unanimous approval to the Constitution of the United States by the founding fathers is now a tenant of which most of us are woefully unaware!

What is even more illustrative of the change to our national values and psyche, is the fact that Jefferson, Madison, and others, who were the foundation of the original Democratic Party, were strong advocates for a weak central government and felt that governing power needed to be as close to the people as possible thereby vested in each state. Also, I find it fascinating that the term “progressive”, now used as an invective by republicans as a cudgel to hammer democrats was originally an outgrowth of the republican ideals of the early 1900s. How is it that the party personalities can have so radically changed yet we remain blissfully unaware that the way we encapsulate ourselves is so transient?

Is America next?

While many of the same people who today believe we are a democracy—and believe that democrats stand for big government, that republicans want to hurt the middle class for the benefit of the rich and have no interest in helping the poor—also believe that there is no way that America will suffer the same fate as Greece, or France, or many other countries. Maybe it is time we asked ourselves some hard questions:

  • Have so weakened our own understanding of who we are, what our country is founded on, and what it is that protects us from such a declination that we no longer know how wrong we are about our own base assumptions?
  • Have we allowed this gradual debasement of personal responsibility, in favor of government entitlement and forced corporate reallocation of wealth, to go so far that a fundamental shift away from the principals of our own constitutional republican form of government is unrecognizable?
  • Are we electing leaders that are doing what is in the best long term interest of America, or are they simply willing to do whatever will get them the votes to be re-elected?
  • Do we really believe that a safety net for the helpless is the same as entitled services for all including the clueless and the worthless (fraudsters)? And do they believe that after years of hyperinflation of the currency we can continue to just print money out of thin air to pay for it or that the so called “rich” in America have enough to pay for everyone else?
  • Are we really immune to the fate of these other countries, or have we already suffered the economic collapse and have just been covering it up by printing more money and manipulating our economy to rationalize the perception of great gain?
  • When will this all come crashing down on us, or has it already started and we are just ignoring it? Is this why it is now so much fun to watch reality TV and revel in the catastrophes of other’s lives because it allows us to feel we are still better than them? Is it possible that is why the spectacle of the Coliseum in ancient Rome became so popular, because it helped hide their reality of the oncoming demise?

One last point to ponder!  If you think that we really have not lost a national understanding as to how our government functions, think of this.  No one can explain why we still have the election of the President of the United States conducted by an electoral college instead of by popular vote.  There are many who argue this is an anachronism, a relic of days before computers, and broadcast media but this is sophistry that would make the ancient Greek philosopher, Zeno, very proud. The electors have always had a duty to vote for the best candidate, not the most popular, and not the one that promised the most free-stuff.  The best candidate, the one that was best for all of America is the responsibility that rested in the elector’s hands. Now, many states have changed their laws to alter the rules for the electors to now only vote for the candidate that receives the majority of the popular vote—winner take all.  What happens if that candidate commits a heinous crime, or it is discovered that he is morally corrupt, or that he or she is conspiring to damage the country?  Are they still bound?  They did not used to be!

The final question is, “Are we about to become France, and Greece, or have we already suffered the same fate, and all that is left is the counting?”